Income Diversification on Stability in Banking Industry A Systematic Literature Review

This study aims to provide a deeper understanding of income diversification carried out by banks and guidelines for future researchers in conducting research related the relationship between bank stability. The method used this is Systematic Literature Review (SLR), which identifies assesses findings previous studies order guide further future. There was 1 article from conference papers working papers. remaining 28 articles came well-known publishers. So 30 were obtained publishers content following topic literature review. indicate that main motives implementing strategy are increased performance, reduced risk competition banks. also shows there fairly wide gap regarding In addition, it found Herfindahl Hirschman Index (HHI) most widely measurement as proxy diversification, generalized moment (GMM) commonly applied statistical testing tool. expected comprehensive picture implementation guidance areas.